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The no money left in secretHave You Ever Wondered Why Some People Make Money From Property Whilst Others Fail?

Rob Moore and Mark Homer have built their substantial wealth and expert reputation through hands on property investment and the continued education of committed property investors and now they have a very special offer for Spotlight readers…

7 Top Flip Tips and...The No-Money-Left-In Secret Report
You COULD pay thousands of pounds to attend a property investment seminar, but you’d still NEVER learn the basics as thoroughly as this report provides!
It’s like having a multimillionaire expert investor explain his entire strategy to you over lunch (without worrying about the bill)!

Because this unedited and uncensored document explains how you can cash in on the Buy-To-Let Property Boom right now, even if you’ve never bought a property… or never thought you could!

Free Download
It’s the kind of straight-to-the-point explanation EVERY beginner wants and searches for, but is (deliberately) difficult to find!

Now the secrets of profiting from property are accessible to everyone…

And a Property Investor’s Masterclass, fully detailed with accurate examples, is now available in a concise, easy-to-read PDF Document.

The authors are offering you a copy of this fantastic report here, without charge:

Click Here To Download Your Copy
After reading this short report you’ll understand how new investors in their 20’s, 30’s, 40’s, 50’s and in retirement are able to buy houses for short-term cash profit, equity growth, and instant cashflow.

Even if they have poor credit, debt, or very little spare time.

This eye-opening report document gives you:

The FULL Buy-Refurb-Remortgage strategy broken down into sections, with visual models that make understanding the nuts and bolts easy
A step-by-step guide explaining the “WHY” & the “HOW” of this fundamental investment model − Understand the strategy & the principals behind it!
Investor terminology explained in simple terms: “LTV”, “NMD”, “ERC”, “BRS”
Percentages, costs, and timeframes for each section explained (and you WON’T need a calculator or a degree in maths)
A bonus section outlining the lucrative “Buy To Sell” model in the same direct detail (with Flip Analysis, Rightmove examples, & the 7 Top Flip Tips)
Examples and stories from private investors just like YOU, who have used the information in this document to build cash-flowing portfolios in months! (and one who bought 8 properties in less than 12 months using NONE of his own money! He explains how…)
So take a copy now and discover the REAL secret that ‘experts’ claim to have known for years:
Click Here To Download Your Copy
Rob Moore & Mark Homer
Co-Founders of the Progressive Companies
Full Time Property Investors & 4x Best Selling Authors
Over 350 Properties Bought & Sold
Progressive Property - Invest for freedom, choice and profit

 

Active Or Passive Property Investment?

Active Or Passive Property Investment?

Active Or Passive Property Investment Methods

– Which Works Best For You?

There are many different approaches to property investment and a multitude of different methods and strategies that can be employed to generate profits from property, but which style of property investment methodology works best for you?

There isn’t enough room on this post to go into a great deal of detail about each and every different property investment method and strategy in use today, so we will just stick to a more broad descriptive about the advantages and disadvantages of active and passive property investment methods and we will focus on only the main points.

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Pension Freedom Fuels Increase In UK Property InvestmentPension Freedom Fuels Increase
In UK Property Investment

Since UK pensioners were granted full control of their retirement savings in April 2015, an estimated 60,000 (70%) pensioners have taken advantage of their ability to take some or all of their accumulated pension in a lump sum, with many opting to put their cash into property instead as an alternative to annuities, shares and bonds.

According to the latest Global Real Estate Outlook report published by property investment company IP Global, property remains a far more predictable and stable longer term option compared to alternative investments in the stock market.

In the UK, property prices in London and Manchester are leading the way, with prices in Greater London increasing by 12% in the last year alone.

New properties in Manchester may appear to be valued at less than half the average of London properties, however, residential property prices are expected to continue rising to close this gap, with new projections putting Manchester’s property price growth at a staggering 26.4% by 2019.

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Looking For A Buy To Let Mortgage?

Quarter Of Potential Property Investors Don’t Know How To Apply For Buy To Let Mortgages

New Research Discovers That Quarter Of Potential Property Investors Don’t Even Know How To Apply For Buy To Let Mortgages

New research by a specialist mortgage lender has discovered that an amazing 28% of would-be property investors don’t know how to apply for a buy to let mortgage in order to finance their property purchases.

The figures show that 1 in 4 potential property investors considering investing in property to boost their retirement income don’t know how to apply for a buy-to-let mortgage to get started on their property investment journey.

The research, conducted by specialist mortgage lender Kensington, also found that 54% of people approaching retirement age would consider investing in property using buy-to-let mortgages in order to help increase their income in retirement, but many didn’t know what they needed to do or what evidence to provide in order to apply for the correct type of mortgage.

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New Warnings Over Using Property For Pensions

New Warnings Over Using Property For Pensions

Relying On Property To Fund Pension Is Not A Good Idea Warn Experts

3.5 million property owners plan to rent out, downsize or sell properties to get enough money in the bank to pay for their retirement according to a survey by an asset management specialist.

However, pension experts are warning that people could be risking poverty in retirement because of the volatile nature of the property market, especially if they were forced to sell properties as values fell.

The research, by Barings Asset Management, discovered that 16% of the UK workforce would be relying on property sales to provide them with all or some of their pension pots, an increase of 13% from 2013 and the highest reported figure since 2009.

Soaring residential property prices are the reason behind the trend. Last week the Office for National Statistics (ONS) said average UK residential property prices were up 11.7% in the year to the end of July to £272,000 (GBP).

The biggest rise was 19.1% observed in London.

The hard hitting story was first published by the Express newspaper earlier this week, with warnings from financial advisors that property investment was a dangerous game to play.

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Mortgage Market Review Hits UK Property Market

Mortgage Market Review Hits UK Property Market

Mortgage Market Review Affected Housing Market Before Launch

The new regime for the approval of mortgages came into force over the weekend (26th April 2014) but even before it was officially launched it was having a dramatic effect on applications, with loan offers being carefully scrutinised and the impending process had lenders asking even more questions before approving any mortgage offer.

I experienced the vagaries of the system myself, when taking a call from a lender the day before funds were due to be released, I was asked to provide even more details than ever before on a loan application, culminating in further delay to purchasing, and the details I had to provide and verify could have been done weeks before.

The lender said the additional information was in order to comply with MMR and this was before the official launch date. The property I was purchasing should have completed last week, before the MMR introduction date, but the delays caused by the lender requesting verification of the additional information required to process my loan meant that the loan process was delayed and resulted in dragging things out, until 9am today, when my solicitor called me to say that the purchased had finally completed.

The additional requirements of the MMR will result in the death of quick purchasing by property investors, however, I now know that in order for loans to be agreed that I have to provide extremely detailed accounts, financial projections, and provide verified proof of everything I have ever done in order to prove affordability.

The personal finance industry publication Mortgage Strategy says 7 out of 10 mortgage brokers reckon that it will be harder and slower for prospective purchasers to get a mortgage loan under the new MMR regulations.

For all new mortgage applicants it means not only providing evidence to the lender of all income and earnings including payslips or audited and verified accounts for the self-employed, but also requires providing details of all spending, too.

Mortgage applicants must itemise and cost spending on things they cannot do without, as set out in a list provided by the Financial Conduct Authority (FCA), including food, household cleaning and laundry, all heating costs, water bills, telephone, essential travel and existing property charges such as council tax, buildings insurance, ground rent and service charges for leasehold apartments.

Applicants must also disclose discretionary spending on clothes, household goods, personal goods such as toiletries or leisure activities.

The FCA says mortgage applicants must itemise other debts such as credit card bills, outstanding loans, child maintenance and alimony payments.

Mortgage lenders and finance providers must consider how interest rates are predicted to change over the next five years, to gauge the affect on borrower’s mortgage repayments. If payments are likely to go up then the lender will check that the borrower can afford it based on disclosed financial commitments.

And if mortgage terms extend into a borrower’s retirement, the lender has to check on pension income predictions too, in order to judge continued affordability.

 

Powerful Formula For Creating Wealth From Your Current Income.

Powerful Formula For Creating Wealth From Your Current Income.

New Book Provides An Incredible Road Map For The Most Exciting & Profitable Journey of Your Life! 

Have you ever wondered if it was possible to build secure, long-term wealth through an average everyday income?

After you read Bruce Bishop’s groundbreaking new book, “The Rich Revolution”, you’ll be certain the answer is a resounding “YES.” 

Plus, you’ll have a ready-made roadmap at your fingertips that will take you on the most exciting and profitable journey of your life.

In fact, after reading “The Rich Revolution”, a straightforward guide to building an abundant and secure financial future, you’ll understand exactly what Bruce means when he says, 

“It’s not what you earn, it’s what you do with what you earn.”

In this exceptionally refreshing new book, that became an instant best-seller when released in the USA, you’ll also discover what sets the rich apart from the rest of the planet—and you may be stunned to learn it often has little to do with having an ultra-high salary or being a workaholic entrepreneur. 

TODAY ONLY During The Official Launch Of “The Rich Revolution” You’ll Receive Some Amazing Free Gifts & Offers With Your Purchase Of This Extraordinary New Book!

Click here to learn more about the book, bonus gifts and ordering. 

As we told you last week, Bruce shares his story of success; how having dyslexia led to him leaving school with below average grades and how he managed to create his own wealth and retire at age 44, while having only earned an average income, in spite of his disadvantage. 

By following the practical and straightforward advice Bruce imparts in The Rich Revolution you will have a great opportunity to: 

  • Follow a road map and proven formula for creating financial freedom
  • Learn how a 40 year working life can be compressed into 20 years, 10 or even less
  • Create your own economy that’s continually strong and sustainable
  • Develop the mindset “money is easy” and that creating wealth isn’t “hard work” 

Click Here to find out more about “The Rich Revolution” 

The strategies set out in The Rich Revolution are easy to implement, very repeatable and highly effective. You’ll learn how to build a solid foundation for wealth so you can enjoy the rewards of having your money work for you—instead of you having to continually work for money.  

Millions of ordinary people have lost faith in pensions secured for our retirement… This book will show you the exact steps that will enable you to allocate your current income to build your own thriving economy and take complete command over building a strong, secure financial future. 

P.S. This powerful new financial book will still be available after today’s special launch event, but the bonus gifts are only available for 24 hours—so order your copy today!

Click here for more information about the book, bonus gifts and ordering! 

Create Wealth From Your Present Income

Join The Rich Revolution!

How many successful entrepreneurs and business experts do you know who have dyslexia?

How many successful entrepreneurs and business experts do you know who have dyslexia?

How many successful entrepreneurs and business experts do you know who have dyslexia?

Richard Branson, Alan Sugar, Steve Jobs… well it’s time to add another name to the list! Bruce Bishop, the author of ‘The Rich Revolution’.

Bruce’s mission is to empower ordinary people through independent financial freedom.

Property investors are always interested in wealth creation and personal development and the search for new inspiration is constant, so when we got hold of a copy of “The Rich Revolution” we found that Bruce certainly delivers plenty of food for thought.

Monday 25th November 2013 will see the UK launch of one of the most amazing and inspirational books of the decade.

“The Rich Revolution” recently became an Amazon best-seller in its first week of sales in the USA and is a must read for anyone interested in having an effective plan for creating wealth.

Bruce makes wealth creation so simple, it’s ridiculous!!! 

  • Why are we not shown these basic steps to creating wealth???
  • Why are we not taught these things when we’re growing up???

Thousands of people every day worry about money and mainly the lack of it. Whether it’s paying off debt, saving to provide for the future or being able to achieve all of our dreams and aspirations.

How long could you survive if your income stopped today?

It may be a very scary thought, but unfortunately the premise is becoming more of a common reality for many employed people with the UK employment market facing increased redundancies due to the uncertain economic future and many pension plans not reaching the values promised.

So how long could you survive? This is the measure of true wealth…

This book will show you the solutions to all of these quandries.

So who is the author and what makes him so special?

Bruce Bishop left school with just a handful of qualifications, due to his struggle with dyslexia and started work as a builder’s labourer.

In his early 20’s when most people his age were listening to their favourite music on the radio, Bruce was listening to self-development and motivational audio-books, which inspired him to start his own business.

Bruce went on to own various businesses. He had enough the ambition and focus to create a company of great value, so he could exit for millions and retire in the lap of luxury.

However, things didn’t quite work out as Bruce had planned.

In fact Bruce never made more than a reasonable income from any of the businesses he owned, the thing that really made his wealth is what he did with that income…

In his early 30’s Bruce made a plan to re-invest a proportion of his earnings to create a passive income.

It was this strategy that enabled him to retire from business at the age of 44.

Bruce only has one real regret, he wishes that he had been taught these wealth creation strategies earlier in life, as they can be applied to any form of asset or investment and it doesn’t matter whether people are in debt or wealthy, these wealth creation strategies work for everyone!

To become totally financially free, you would need to accumulate enough wealth to last you the rest of your days. In other words, if you needed £5,000 (GBP) per month, you would need £60,000 a year and if you have 50 years to live, you would need £3 Million (GBP) to survive the rest of your days in the lifestyle that you’ve chosen. This is very simplistic as it hasn’t taken into account the interest on the £3 Million (GBP), or inflation over the next 50 years, and many other factors – but just the practicalities of accumulating this amount of wealth is beyond most people.

Passive income is the difference between the rich and the rest of us. 

Planning for a successful financial future

Planning for a successful financial future

Most people work for money, and the rich make money work for them.

The whole ethos of “The Rich Revolution” is to create a plan, a route map to take you where you are now to the lifestyle of your choice.

For this strategy to work, you first need to understand your end goal. Your plan is like a journey and like any journey you need to work out your route, once you know the start and finish point you then simply work out a plan between the two.

By revealing the powerful strategies in Bruce’s book “The Rich Revolution” people develop an understanding of some simple financial laws and apply them through custom formulated spreadsheets and plans to manage their money to create a Wealth Fund.

There are some fundamental differences between the rich and the rest of us. By understanding these simple differences and implementing them in YOUR OWN life, you can become rich. And contrary to popular belief you don’t have to have an amazing income, change career or start a new business, this can be done from your present career with just an average income… those of you who know me will have heard me say time and time again.

As Bruce says:

 “It’s not what you earn, it’s what you do with what you earn”. 

The book launches  on Monday and Bruce is going to provide some truly incredible offers and free gifts to help promote the launch of  “The Rich Revolution” and you can buy a copy of your own through us!

North - South Divide Widens Again

North – South Divide Widens Again

A new study by the Office for National Statistics (ONS) has revealed that 20% of middle aged workers are property millionaires – on paper!

In the South East of England almost 30% of people in their 40s and 50s living in private residential properties can calculate their wealth to seven figures, when including savings, investments, the value of their homes and pension pots.

However, the study also revealed a sharp divide between North and South of England as well as between generations.

It claims that five times more children are growing up in households in the bottom top wealth bracket, North East, South East, wealth category as there are in the top wealth bracket.

While almost 60% of middle aged people in the South East have built up an impressive half a million pounds in savings, pension and property wealth, in the North East, 20% of the same age group have little or no assets that they can rely on.

The ONS study shows how wealth builds up through people’s working lives but begins to fall once they retire and begin using up their accumulated assets, in many cases on elderly care.

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New Research Shows Landlords Using Property To Provide For Retirement

Landlords and Buy-To-Let property investors are treating property portfolios as their retirement fund according to new research carried out by BDRC Continental.

Property Investors plan to use Buy-To-Let property as a pension fund

Property Investors plan to use Buy-To-Let property as a pension fund

The research showed

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There Will Never Be A Better Time To Invest In Property

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