Currently viewing the tag: "owning property"
Owning Property Is Better For Financial Security

Owning Property Is Better For Financial Security

Mortgage Payments Vs Savings: Property Provides Better Returns Over Traditional Saving Methods

There was a report in the Daily Express last week that said property owners have saved more than others with traditional savings accounts and ISA’s.

The report reckoned that the Bank of England’s record low interest rate has saved property owners almost £20,000 (GBP) over the last six years in inflated mortgage payments. However traditional savers have lost out by almost the same amount, prompting calls for more help for savers and warnings that borrowing could create a new debt crisis.

Bank of England statistics reveal that the record low interest rate of 0.5%, reached 5 years ago today, has been a mixed blessing for the UK.

Interest rates started to tumble back in 2008 and by March 2009 the Bank of England’s base rate had reached 0.5%, promoting cheaper borrowing.

Property owners with a £100,000 Standard Variable Rate (SVR) mortgage could have saved almost £20,000 (GBP), because mortgage payments were around £3,300 (GBP) a year lower than they were in early 2008 before the financial crash ended the previous property boom.

Savers with £100,000 (GBP) in cash ISAs lost around £18,500 (GBP) over the same period.

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Grab Your Copy Of The 2013 Emergency Cashflow Report

Grab Your Copy Of The 2013 Emergency Cashflow Report

Warning: Why buying property
could ruin you

More people than ever are discovering that property investing is an excellent way of making substantial returns on their savings.

Savings that would normally be eroded away in their bank accounts thanks to high inflation and low interest rates.

It’s no secret – ordinary people, with no specialist property investment education, are right now buying properties easily, with big discounts, renting them out, and making consistent monthly cashflow profits – without having to become ‘hands-on landlords’ or becoming overwhelmed in the process.

BUT with easy access to finance, a plentiful supply of heavily discounted properties, strong tenant demand and a massive rental market to play with, comes a warning

As with every investment boom and opportunity, it is your responsibility to make yourself aware of the facts, and not become sold on the hype and excitement of other people generating cash from property investment.

Get The Insider’s Secrets On Profitable Property Investing

If YOU are thinking of investing, or continuing to invest in property in 2013/2014, then it’s essential you read the latest Property Cashflow Report, written by 4-Time Bestselling Property Investment Authors Rob Moore & Mark Homer, the brains behind Progressive Property.

If you’re brand new to property and property investing, this report will give you the best step-by-step guide to generating a healthy second, or even replacement income…

Access the report here before Wednesday

Rob & Mark have bought over 350 properties since 2005, trained over 300 private VIP clients, and trained over 26,700 residential property investors.

In the last 8 years they’ve witnessed the expensive property investing mistakes, the lengthy tests, and they have documented action-steps which create reliable, cash-flowing buy to let property investments.

These two controversial, 30 year old property investors, who were recently featured by the BBC, are releasing their 6th annual Property Cashflow Report

Inside you’ll read the nuts-and-bolts details of how to buy and profit from residential property, explicit facts highlighting the mistakes and assumptions about property investing that you must avoid, mistakes that other investors have already fallen victim to…

PLUS: The full debrief of the biggest controversial warning ever to be shared outside of the property investment community.

Access the report here before Wednesday

Don’t expect any fluff or padded filler waffling about the joys of property investing, this report delivers the reality about what to do, HOW to do it, and what to avoid for the next 12 months, including:

  • The property investing buying process – every step explained in simple terms
  • How to ALWAYS have enough money to invest, age and credit no factor
  • Why buying at auction is one of the best kept secrets + how it works
  • How to make £2k per month without ever owning property
  • How to make letting, tenancy, and property management easy and stress-less
  • How to find big discount properties through estate agents – at zero cost!
    &…
  • The Top 20 Mistakes Investors Make When Dealing with Agents

Access the report here before Wednesday

PLUS: Case studies of career employees who have easily replaced their above-average incomes, on their own terms, by simply following the advice complied in this report.

Download your copy now, and avoid risking your finances RUINED by poor investment decisions or inexperienced guesswork.

Access the report here before Wednesday

2013 Emergency Cashflow Report

Discoveries That Change Property Investors Lives

Discoveries That Change Property Investors Lives

I was fortunate to attend the PIN National Conference at the weekend and I found the attitude of new property investors is far hungrier than my own property ambitions were when I first started out.

These days property investors are becoming far more creative than they were a few years ago and new ideas and investment strategies are emerging almost daily that enable investors to control and profit from property using other people’s money, other peoples mortgages and even ways to profit without actually owning property.

I started my property investment journey in 2005 when I bought my first property at a price that was significantly well below the true market value (BMV) and used that to leverage my position and raised enough finance to enable the purchase of a few more investment properties.

I entered the property investment arena reluctantly on the advice of my wife and I wish I had listened to her a few years earlier as I would have not dragged my feet and we would have bought significantly more investment properties before the peak of the UK property market was reached in 2007, followed by the property crash in 2008 as the financial reasoning of many western nations was rocked by the collapse of the US real estate market and the aftermath affected property markets around the world.

My wife had realised far quicker than I had that there was profit to be made in property and she set about educating me on the benefits. It was one of those discoveries that changed my life and I remain eternally grateful to Rachel for opening my eyes to the possibilities that property investment can bring.

The property crash forced property investors to examine the strategies that had previously enabled them to profit from property and the contraction of financial availability meant that investors had to become even more creative in order to obtain investment properties. Among the new strategies was the emergence of Lease Options (LO) as a method to control property without owning it outright in the UK. The opportunities seized on by property investors already existed and was already being used by investors to control residential property in other countries. This investment method kept savvy investors ahead of the game and has now become widely adapted as a mainstream strategy.

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How does the cost of living compare for tenants and mortgaged homeowners?

For much of the UK population buying their own residential property will be the biggest financial commitment anyone undertakes and for many, owning their own home is essential. In the UK renting has traditionally been seen as an option for students and young professionals who need flexibility and also the ability to save up for a deposit for that all-important mortgage, but which is better value?

To Rent or Buy?

The ultimate aim of previous generations has always been to buy property. The potential uncertainties of renting property in the UK private rented sector (PRS) don’t always appeal to families.

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There Will Never Be A Better Time To Invest In Property

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