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Active Or Passive Property Investment?

Active Or Passive Property Investment?

Active Or Passive Property Investment Methods

– Which Works Best For You?

There are many different approaches to property investment and a multitude of different methods and strategies that can be employed to generate profits from property, but which style of property investment methodology works best for you?

There isn’t enough room on this post to go into a great deal of detail about each and every different property investment method and strategy in use today, so we will just stick to a more broad descriptive about the advantages and disadvantages of active and passive property investment methods and we will focus on only the main points.

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Bank Of England Governor Hints At Earlier Base Rate Hike

Bank Of England Governor Hints At Earlier Base Rate Hike

Is Mark Carney Eager To Raise Interest Rates?

The Governor of the Bank of England (BoE), Mark Carney, has drawn further criticism from economists after giving another mixed signal on the timing of any base rate increase away from the current historic low.

In an interview with the Sunday Times newspaper Mr Carney took great care to big up the health of the nation’s economy and insisted that the Bank of England would not wait for employed peoples wages to catch-up with the cost of living before hiking interest rates.

Mr Carney told the Sunday Times: “Wherever the finish line was in the depths of the crisis, we are much more than halfway towards that finish line now. The expansion is proceeding, momentum is more assured. The very fact we have had consistent quarters of growth in line with, or slightly better than, our forecasts shows that. We have to have the confidence that prospective real wages are going to be growing sustainably, before raising interest rates, we don’t have to wait for the fact of that turn to raise them.”

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The clock is ticking

Time is Running Out For LHA Landlords

1st January 2012 will see further changes to Local Housing Allowance (LHA) under the Government’s welfare reform.

 The age limit for shared accommodation room rate is set to rise from 25 to 35.

 This means that anyone under 35 and living by themselves or renting a room will be restricted to the shared room accommodation rate.

 This new figure is obviously well below the current market rent for 1 bedroom properties in most areas, as this will now be calculated on the 30th percentile of the rental cost for 1 bedroom properties in each area.

 This could mean disaster for landlords in the Private Rented Sector (PRS) as tenants in receipt of benefits will soon fall into arrears as their housing portion of their benefit payments (Universal Credit) are reduced by the Government.

 With increasing unemployment due to the state of the UK & World economies, more and more people are finding themselves having to make a claim for state benefits including LHA.

 2012 may well see an increase in evictions, homelessness and maybe even a drop in the average property rental price, as landlords could be forced to lower their rents to accommodate tenants who are only entitled to the lower threshold of housing allowance.

 This scenario has been cited by landlords who keen to avoid benefit tenants and now are only seeking tenants in employment. The private rented sector could end up the exclusive territory of the employed in a few years time and landlords are urged to make thorough reference checks when accepting new tenants.

Landlords who wish to learn more about successful LHA renting and how to deal with local authorities to ensure direct payment, should consider buying “The Essential LHA Manual For Landlords” by The LHA Expert – John Paul.

The ebook costs £47 and is packed full of the exact processes and systems The LHA Expert uses to get paid directly by Local Authorities on 97.9% of the 500+ properties he has let out to LHA Tenants, the contents include:

  • Why you should bother with LHA, and how embracing the opportunity can take you from “Arrears Hell to Cash-flow Heaven”
  • Which properties to target for maximum profit
  • How to make sure you get the full amount of rent available
  • Who to steer clear of to avoid problems
  • Some little known “secrets” to using the LHA rules to your advantage
  • How to switch Tenants on the old system onto LHA to increase your income
  • Exactly how to make a claim – so that you actually get paid!
  • How to virtually GUARANTEE you get paid directly by the Local Authority –(this one alone is worth buying the book for!!!)
  • How you can get paid direct after 4 weeks NOT 8 weeks
  • The latest on Overpayments, and how you can make sure they are taken from the Tenant and NOT you

There Will Never Be A Better Time To Invest In Property

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